Client Center
Centaur Insurance Services is a specialty agency that provides insurance placement and risk transfer services to a wide array of developers, construction managers, general contractors and specialty trade contractors. We have built relationships and credibility in the major construction and property insurance markets. Centaur has experienced personnel who work with your firm to find the best solutions.
Our dedicated team of professionals will help you maneuver through difficult market conditions and the challenges of a rapidly-growing construction industry. Centaur will implement an insurance program that provides solutions to the various exposures within the construction industry. We effectively align your risks to conform with your business plan for growth. Centaur Insurance will review your loss controls, current contracts, prior loss runs, and claims for accuracy.
Workers' Compensation is an extremely important line of insurance that is mostly overlooked in growing originations. Centaur Insurance does an overview and will recommend proven changes (if needed) for your growing organization.
Organizations may be overcharged or be paying in surplus due to incorrectly- submitted classification codes. Centaur can review and correct coding and build in corporate procedures prior to the annual audit. Additional items often overlooked include incorrect payroll and not breaking out OCIP / WRAP UP or subcontractors responsibility.
Centaur Insurance strongly advises you to be prepared at audit by having the prior 3 years' audits and supporting information.
This is a very critical generated factor or rating score of employers' loss history. When the MOD rating becomes too high (above 1 or more), employers can be subject to additional surcharges, costly administrative penalties and lack of private insurance markets interested in quoting for competitive premiums.
At Cenatur Insurance, we will do a ground up annual review prior to audit, evaluate all alternatives, and implement policy enhancements and discounts if applicable. We will review and advise on areas including loss run history, classifications, and payroll input mistakes.
As a real estate owner or developer, proper insurance is necessary and essential to achieving a constant rate of return on your investment. At Centaur Insurance, we develop a comprehensive property insurance program to control any risk. We take the necessary time to professionally underwrite and identify potential exposures, saving you time and money in the long-run.
